- September 4, 2018
- By concord
- In Blog
- Tags car protection
The engine is the heart of a car, and the most important part to keep your car running. The engine works in a way where it converts one form of mechanical energy into another. This mechanism also enables the car to move. This is the first component of a car, that is, affected by a natural calamity like a flood. In case the engine comes in contact with water or the car gets submerged, it gets damaged and needs immediate repairing or replacement.
This process costs a lot. Since it is an integral part of a car the it cannot run without engine and you need to replace it at any cost. In such a situation, car insurance covers the expense. It is a great financial help.
A protection policy comes up with lots of add-ons that cover the expense received for repairing your damaged car. These add-ons help in covering specific aspects of the car which a regular car protection policy does not cover. So, you need an intense research about the car insurance. Credulously believing the words of your insurance agent may be confusing and choosing the wrong plan.
This cover is a must-have if you are in the following conditions.
Your residence is in a flood-prone area
However beneficial an engine protection plan is, you should know that it does not provide a cover in the following cases:
You will not be compensated if you try to start your car when it is submerged in water. This is because the engine is designed to shut down automatically and don’t let water in.
Damages to the will not be covered in the event when the damages were not a direct result of an accident.
The protection plan will not work after the valid period or a valid number of repairs.
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