Know These Facts Before Calling Extended Auto Warranty Companies

Do you know about the extended warranty? You might be aware of to what extent is your vehicle already under warranty. Also, will this ensure the safety of your car for the period you are anticipating?

You should calculate the time and cost. You might have got the factory warranty of some longer duration than it is covered in the extended warranty. If your factory warranty is longer then, you don’t really need an extended warranty. But, an extended warranty may be necessary where you don’t have any manufacturer’s warranty. It mostly happens in the case, you are purchasing a used vehicle that is out of warranty. It will help you drive the car until the wheels fall.

What is the real coverage duration?

For example, if you purchase a seven-year, 100,000-mile warranty on a used vehicle, know from which time it will cover the miles. You can ask when does the coverage begin? Right from the ownership or from when the vehicle was originally sold new? Also, know exactly what you’re paying for, before you sign.

Know the Vehicle Parts Covered and Uncovered

Do you have the right to know what’s covered? And what isn’t? There are distinctions between the various plans which may seem slight variation, but, they can prove quite important. Your plan shouts cover for the parts you are most worried. For example -if you are living in an area which often gets flooded, then an engine protection is necessary for the warranty. Then, you can cover the electrical system in a vehicle or the powertrain. But, make sure the warranty you’re considering covers the items you’re looking for. Read well the exclusions and inclusions.

Know the Cancellation Policy

Ask if you can cancel the warranty later or not. Some states allow you to cancel a warranty well after purchase. Then, you’ll receive a calculated refund amount. Also, if this warranty was a package of an auto loan, your principal amount will be reduced. Thus, the amount and number of payments will also be reduced. But, the payment amount will remain the same.

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